Step 1: It's a Great Investment!
Purchasing your first home is an incredible investment for the future. If you are currently renting, you will start to actually see a return on your mortgage compared to just shelling out cash to your landlord!
Buying a home is one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step first time buyer’s guide created by your agent will help reduce the stress of buying a home and help you enjoy the journey as much as possible.
Purchasing your first home is an incredible investment for the future. If you are currently renting, you will start to actually see a return on your mortgage compared to just shelling out cash to your landlord!
Understanding equity is huge for first-time homebuyers. A portion of your mortgage is basically set aside for you to use at a later point in time. So when you make your payment, in a way you are paying into a savings account for you to earn more when your home sells or help to fund home improvement projects down the road.
Banks and lenders want your business and will compete for it. It's important to shop around for a lender who is determined to get you the best deal. It's also important to note that the lowest interests rates are not always the best option.
Although I'm sure you've heard for years that you need to put 20% down to purchase a home, I'm here to tell you that's not always the case! Depending on the type of loan you are apply for, you can show up to closing with as little as 3.5% to put down on your first home! Of course, the percentage is dependent on your income, credit, location, and loan of choice.
After signing the final paperwork to complete the purchase, you are now the owner of a new house. It may take a few days for your loan to be funded once the paperwork has been returned to the lender, but once that check is delivered to the seller, you’ll be all set to move into the home of your dreams.
Monica goes above and beyond for all of her clients. As a close friend, I have witnessed her tireless, patient efforts and the ensuing success for two years now. From first contact, you become her priority. I highly recommend h...
Monica Sample is a fantastic Realtor®. I cannot say enough good things about my experience with her. Not only is she extremely knowledgeable about the Pittsburgh area, but she brings added expertise about building quality and p...
Monica brought several qualities to the table that far surpassed other agents. She worked hard to understand my situation and match me with a perfect fit for investing. She went above and beyond to communicate and connect me wi...
Monica is a true professional. She worked really hard to keep us informed about the property sale. Once the property was under contract, she was like a bulldog (a pretty one!) to stay on point with us and was able to wrap the d...
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Monica was a fantastic agent and asset to us as we considered the sale of our current home and the eventual purchase of our new home. She was patient, informative, and understanding. She took the time to listen to our needs and...
Monica is more than a Realtor® She goes well above and beyond what most Realtors® do, with an unsurpassed work ethic and unparalleled resourcefulness. She is a consummate professional that has proven to be extremely well-versed...
Monica did an excellent job of guiding us through the home-buying process as first-time buyers. She was very responsive and clearly explained everything along the way. Any time we had a question or needed something changed she ...
I came to Monica in a panic, with the sudden news of career changes, and the need to sell two houses and buy another in a completely different state. She calmed me immediately with a list of items to look into before putting th...
She offers the highest level of expertise, service, and integrity. Monica Sample is the leading real estate agent in Sewickley and has helped buyers find their dream homes in Pennsylvania. Contact Monica today to discuss all your real estate needs.
